You must be able to make your mortgage payments moving forward.
It doesn’t matter what you owe or how upside-down you are.
You must have a fair credit score.
Subject Property can be your owner occupied residence OR a rental property.
Property can be a 1-4 unit property.
Your Loan Must be owned by Fannie Mae or Freddie Mac (lookup who owns your loan by clicking these links). Then Check Eligibility by (even if you do not see your loan as being owned by Freddie Mac or Fannie Mae, it may still be. ).
HARP (Home Affordable Refinance Program) helps homeowners that are currently “under water” with their home’s value. If you fit the guidelines, you can take advantage of the HARP program and refinance while Mortgage Interest Rates are at record lows. The Government has made sweeping changes to the Lending Industry by creating the HARP Refinance Program. Never before have homeowners had the ability to refinance a mortgage that exceeds their home’s value (underwater mortgage). Current mortgage holders who didn’t think they could refinance because they had no equity are saving thousands of dollars using this program.
*** Fannie Mae announces changes to The HARP Program
IF YOU’VE BEEN TURNED DOWN BY YOUR BANK…Equity Prime Can Help!
The Harp Program’s qualification requirements have been greatly reduced; although a lender will do their own valuation, a traditional appraisal may not required for a Harp Program loan. This is a new development. Additionally, closing costs have been lowered so it costs you less when taking advantage of Harp Mortgage Program.
TAKE CONTROL OF THE SITUATION NOW!
Millions of Americans will now be able to refinance with this new HARP in Place
The HARP program may not last. If you currently have a 30 year fixed rate loan with an interest rate over 4.5%, you must look into your
If you would like to qualify for HARP Refinance Program, enter some simple information to check your eligibility. Find your best option for refinancing today.