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About Chris Dematteis

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So far Chris Dematteis has created 186 blog entries.

Get Pre-Approved For Your Loan

Pre-qualification and pre-approval are two of the most important steps you can take towards owning a new home. Obtaining both pre-qualification and pre-approval allow you to begin searching for a new home with your potential loan established and accepted in advance.

Pre-Qualification

Pre-qualification is the first step to securing financing. During this process, we will determine the best loan options for your financial situation. Pre-qualification is quick and involves answering only a few questions about your income, existing debt and accumulated savings. It is also important that we discuss your long-term financial objectives. With so many loan options available, we want to select the one that meets your goals. With this information and your consent, I can access your credit report and begin to determine which loans are the best candidates for your current financial situation and long-term objectives.

Pre-Approval

Pre-approval occurs immediately after we determine which loan program would fit you best. This is written documentation showing that a lender will fully support and endorse you for a loan amount established by the underwriter. To set that limit, we submit a form 1003 Uniform Residential Loan Application containing the information you supplied during the pre-qualification process.

With a pre-approval in hand, you can shop as a cash buyer! This gives you strong negotiating power because the seller will take your offer more seriously. A lender’s pre-approval will often convince the sellers to accept a lower offer for the home because they know the financing is in place and the deal is safe.

Secure your pre-qualification and pre-approval today and start shopping for your new home. If you have any questions, please contact us at (609) 597-0007 or info@equityprimenj.com.

Matthew S.

December 2015

“Eric was extremely helpful for the 2 years that we were going thru this process. It was a long process because of me, but he stuck with me and we finally got the house closed!!! Thanks Melissa for referring me to your company and for Steve for getting Eric involved with my loan process. It was awesome dealing with you guys and I will be sending referrals your way as friends/family start the mortgage process! Thank you again!”

Loan Officer: Eric DeMatteis
Processor: Robert Howley

Calvin & Inessa S.

December 2015

“Great team of professionals who care about their customers needs!”

Loan Officer: Stephen Carpitella
Processor: Robert Howley

Elizabeth G.

November 2015

“Love dealing with local company.”

Loan Officer: Mike Carvajal
Processor: Robert Howley

Cynthia H.

November 2015

“I was referred by my Realtor and she was so right. The team I was working with as great. Eric and Lori did a fantastic job and answered every question I had and the closing was under 6 weeks from when I applied. Lori is the one I dealt with most and she was the best. Thank you!”

Loan Officer: Lori Distelcamp
Processor: Kendra Hammell

Yolanda W.

October 2015

“My experience with Equity Prime Mortgage, specifically with Derrick Kappler has been extremely positive, stress-free, and professional. The knowledge and dedication displayed by Derrick is highly commendable and I would welcome the opportunity to refer Derrick and Equity Prime Mortgage to family, friends, and acquaintances.”

Loan Officer: Derrick Kappler
Processor: Robert Howley

Mary M.

October 2015

“All was so helpful and I would recommend you to a family or friend. Thanks so very much.”

Loan Officer: Demetri Charitos
Processor: Kendra Hammell

Elizabeth B.

October 2015

“Mike was the best! So happy with every part of the transaction.”

Loan Officer: Mike Carvajal
Processor: Kali Emery

John W.

October 2015

“Derrick did an awesome job with helping us get our first home loan. I truly believe that he is a great access to your company.”

Loan Officer: Derrick Kappler
Processor: Kali Emery

Lisa D.

October 2015

“Steve and his team are awesome!  Thank you very much!”

Loan Officer: Stephen Carpitella
Processor: Robert Howley